The short answer is YES.
But, as with most legal questions, it is a little more complicated than that. When you have filed bankruptcy before, and want to file another bankruptcy, there are 4 things to consider:
- Did you get a discharge in the previous case?
- What Chapter of bankruptcy did you previously file?
- What was the date of your previous bankruptcy filing?
- What Chapter of bankruptcy do you want to file now?
If you didn’t receive a discharge in the previous case, there is no waiting period to file another bankruptcy (under either Chapter 7 or Chapter 13). The only exception to this is if the bankruptcy court has barred you from re-filing, which is a pretty rare act and usually only happens if the bankruptcy court determines someone is committing fraud or abusing the system.