Will I Go to Court?
While in most cases, you will not need to appear before a judge, there are a number of steps in the Chapter 7 and Chapter bankruptcy processes that do require you to take specific actions.
Important Steps in the Chapter 7 & Chapter 13 Bankruptcy Process
When filing for either Chapter 7 or Chapter 13 bankruptcy, you will be required to attend a Meeting of Creditors that typically lasts 15 to 30 minutes. A Bankruptcy Trustee will place you under oath and ask you questions regarding your assets, debts, personal finances and any other circumstances that should reasonably be considered in your Chapter 7 or Chapter 13 bankruptcy case.