If your debit card has been lost or stolen, hopefully you were able to cancel your card before any damage was done.  However, many people don’t realize their card is missing until it is too late and fraudulent purchases or unauthorized fund withdrawals have already been made against their accounts.  If this has happened to you, please contact the attorneys at the Callahan Law Firm, LLC today.

If your debit card was lost or stolen, you have two business days from the date you realized the card was missing to contact your bank and let them know.  It is important to quickly take action to secure your bank account against fraudsters.

However, if unauthorized charges or withdrawals have already been made against your account, you have just 60 calendar days from the date of the account statement showing the unauthorized charges or withdrawals to dispute those to the bank.  As long as your disputes are made within this time frame, your bank should reimburse you for all funds withdrawn or spent without your permission.

Because of these strict and short deadlines, it is important to act fast in order to preserve your rights.  If you have disputed fraudulent charges or withdrawals within the appropriate timeframe and your bank has refused to take your fraud claim seriously or denied it outright, it is important to contact the experienced team at Callahan Law Firm, LLC right away.  We can take your fight to the bank and pursue making you whole, to the fullest extent of the law.

Please contact the legal team at the Callahan Law Firm, LLC if you have had the experience of discovering unauthorized charges or withdrawals against your bank account.  We are here to help. Our initial consultations are always free, and we have the experience and knowledge to help you through these sorts of financial difficulties.